Your Path to Wellness: Creative Solutions for Alternative Therapy Financing

According to an NIH study, nearly 40% of American adults use alternative methods to maintain their health. Embarking on a journey towards holistic wellness can change your life and offer solutions for chronic pain as well as optimal wellness. Sadly, alternative therapies are often not covered by traditional medical insurance, and the cost can make these options feel out of reach for some. 

It has been said that you can’t put a price on your health, and at Vitality Integrative Wellness, we believe good health should be accessible to everyone. That’s why we provide accessible solutions to ensure you can prioritize your well-being without breaking the bank.

 

Overcoming the Obstacles to an Out-of-Pocket Investment in Wellness | Alternative Therapy Financing 

Americans are increasingly recognizing the value of alternative medicine. According to recent data, individuals in the United States spent over $30 billion out of pocket on these services in the last year alone. This statistic reflects a growing trend of people seeking alternative methods to support their health and well-being.

At Vitality, we understand that financial constraints can be a significant obstacle for many individuals seeking our care plans. Insurance coverage may not always extend to alternative therapies, leaving you searching for viable solutions to fund your wellness journey. However, the investment in your health is one that pays dividends in terms of improved quality of life and long-term vitality. That's why we offer several payment options to accommodate your unique situation.  

 

Ways to Fund Your Wellness Journey

While conventional methods of cash and credit cards are an option, there are also other payment options to consider.  

  • Medical Insurance

    Your medical insurance may cover some services.  We are in network with most major PPOs and Medicare, and we offer complimentary insurance benefits verification and billing for whatever insurance covers for you.  As health insurance companies strive to keep more and more of your money in their pocket, the burden of healthcare coverage in the last 10 years has shifted to the patient. This has come in the form of higher premiums, and increased deductibles and co-pays. That said, insurance typically only covers a small portion of our programs, often as little as 10% of the bill. 

  • Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs)

    Many individuals are unaware that funds from HSAs and FSAs can often be used for a variety of alternative therapies. Check with your provider and explore the possibility of utilizing these tax-advantaged accounts to cover the cost of Vitality's services.

  • Monthly Payment Plans

    Vitality Integrative Wellness is committed to making our services accessible. Inquire about our flexible monthly payment plans tailored to accommodate various budgets, ensuring that financial considerations do not hinder your path to well-being.

  • Alternative Financing Options

    We offer several alternative financing options at Vitality. Fortunately, the demand for alternative healthcare has allowed banks to offer financing for healthcare expenses that allow for extended payment plans. Many even have an interest-free period. We have several in-house financing options available for you through various credit sources. See below. 

Care Credit 

CareCredit is a health and wellness credit card designed to help you finance healthcare expenses. It's a way to pay for the costs of many treatments and procedures and allows you to make convenient monthly payments. CareCredit is accepted by over 260,000+ providers nationwide.  

Once you have CareCredit, you can use it over and over (subject to credit approval) for you, your family, and even your pets - without reapplying, as long as you have available credit.

You can start the qualification process at https://www.carecredit.com/.

 

United Credit

We can also help you receive a credit line through United Credit.  United Credit helps our clients with a wide range of credit scores apply for financing, meaning they connect more people like you with the loan you need. 

United Credit isn’t a credit card; it is a gateway to installment loans and other financing options with affordable interest rates and payment terms best suited for your credit profile. Loans vary based on your credit application.

Click here to apply for a United Credit Wellness Loan.

 

Investing in your well-being is an investment in a better, more vibrant life. At Vitality Integrative Wellness, we are dedicated to helping you overcome financial obstacles by providing alternative payment solutions that align with your unique circumstances. 

Your journey to regain your health is within reach, and together, we can explore the paths that lead to a healthier, more fulfilling life. Contact us today to discuss personalized options and take the first step toward optimal health and wellness.

Explore additional resources and financing options for your wellness journey: